Flood Insurance in St. Petersburg and Pinellas Park, FL
Protecting Homeowners and Businesses
Floods are common occurrences in Florida, especially in coastal regions like Tampa Bay. For residents of this area, flooding damages are realities and can lead to significant and unnecessary out-of-pocket costs if these damages aren’t protected against. At Tom Hendry Agency we not only work with the standard FEMA policies but can write through private companies to give you more options when choosing your flood insurance.
Flood Insurance Tailored to You
For most of Florida, flood insurance is required for your home or business. All flood insurance zones are classified by risk. To find more about where your home and/or business lies relative to sea level see the St. Petersburg Flood Zone Map.
Your agent can advise you of your coverage options and will help you select a policy that best fits your needs. However, know that all rates for flood insurance are set. Coverage levels are not necessarily pre-set, but ceilings for these levels are determined by the federal government. Ask us about bundling your home and flood policies for additional saving and coverage. The federal government and captive agencies cannot provide this value.
- Florida Flood Information and Resources (FloridaDisaster.org)
- Flood Insurance Requirements (FloodSmart.gov)
- Preparation – How to Prepare for a flood (stpete.org)